The Wall Street Journal has an update article this week on the financial health of the long-term care insurance industry, detailing recent rate increases and reminding us that even with contraction of this specialized market for sellers of new policies, there are still more than 7 million policies affected by the inadequate pricing structure issues.
Steep rate increases that many policyholders never saw coming are confronting them with an awful choice: Come up with the money to pay more—or walk away from their coverage.
“Never in our wildest imagination did we consider that the company would double the premium,” says Sally Wylie, 67, a ...
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Another successful workshop!
Thanks to those that braved the forecast of wind, snow and rain. We finished in time to get home before the weather hit.
Next workshop is Tuesday, February 13, 2018, 6 p.m. at the Enterprise Center. ...
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New 2018 Tax Law
With the new 2018 tax law, the federal estate tax is increasingly irrelevant. Individuals get a $11.2 million lifetime exemption and married couples get to exclude $22.4 million. As you can probably imagine, this won't leave too many families paying the estate tax.
But just because your estate isn't taxable under federal law that doesn't mean you don't need estate planning. The cost of probate is the most tangible concern of every Nebraska resident who owns real estate and that isn't changed by the new federal law. ...
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